Top 20 Car Insurance Discounts in Florida

The Best Car Insurance Discounts in Florida

Auto insurance costs vary from location to location and between insurance carriers. Please note that your rate will depend on your location, driving history, personal factors, age, gender, credit score, and vehicle. The amount of coverage you want will determine the price, along with your age, gender, ZIP code, credit score, what you drive and driving record.

Auto insurers want to give you any discount to stay with them and they want to make it worth your money to do as much business with them as possible. It’s possible that when you claim one discount, the insurance companies may reduce or eliminate others. Be sure to ask about all auto insurance discounts and the opportunities to save on affordable car insurance.

Car Insurance Discounts

Top 20 Car Insurance Discounts that may be available to you.

Accident-free – drivers with no accidents during the past three years. You can save up to 10%.
Safe driver – no at-fault accidents or moving violations during the last three years. You can save up to 35%.
Multi-car – insure more than one car on a single auto insurance policy and get your multi-car insurance discount. You can save up to 35%.
Bundled (multi-policy) – discounts for bundled home and auto, life, or health with the same insurance company. You can save up to 15%.
Homeowner – if you own a home or condominium, save up to 10%.
Paid-in-full – pay the premium in full at the beginning of its policy. You may save up to 5 – 10%.
Paperless – view and pay your bill online and save up to 2%.
Driver Training – for drivers under 21, can save up to 10%.
Electric/hybrid car – if you drive a hybrid or electric vehicle, you may save up to 10%.
Early renewal – For renewing before policy expiration. You can save up to 15%.
Auto-pay – Set up automated payment from checking. You can lower it up to $55 per year.
Low-mileage – you can save up to 3%.
Emergency road assistance – for purchasing roadside assistance or driving a car that comes with it. You can save up to 5%.
Anti-lock brakes – Cars with anti-lock brakes, ABS and other safety features. You can save up to 10%.
Military Discount - If you have active military identification card you may save up to 8% of the total cost for your policy.
Affiliation – Get a discount through your employer, school, church, team, club and save up to 15%.
New car – drive and own a car that is less than three years old, save up to 10%.
Safe car with safety passive restraint and airbag – Tampa insurers decrease premiums for safer cars. You may save up to 5%.
Senior – Apply to Florida drivers over age 65. You can save up to 20%.

How to get the best car insurance discounts and save money?

Based on a blog post by cheapest car insurance Florida paying the insurance premium every 6 months could save you money if you usually incur late fees. It could even save you from having your coverage canceled because you are behind on your payments. It is so easy to get cheap car insurance discounts in Florida.

Having an idea of what types of coverage you are paying for is an important tool to have in hand when shopping for car insurance.