Monday, December 19, 2022

Top 5 Best Ways to Save Money

This is a list of the top five best ways to save money.

Checking and Canceling Unused Subscriptions

One of the most common oversights that fly under the radar of most Americans is the phantom subscription. Whether it be that one month you decided you might try yoga online, or the time that the latest viral tv sensation aired for a limited time with a free one-week trial. It happens, and sometimes we can go months without even realizing we are shelling out a monthly premium for a service or application that we completely forgot to cancel. This is why it is important that we check our bank statements and account settings on our online devices to double-check we aren’t paying for a phantom subscription service.

Carpooling With Friends and Employees

Let’s be honest- we all have that awkward ride-sharing app experience that still makes us cringe even to this day, and yet we are willing to drop the hefty premium just to relive it again. This past year has proved to be a trying time for the everyday commuter trying to get to and from work with rising gas prices that mirror the 2008 oil crisis. Even a simple trip to the gym has become a source of financial burden, which is why we should be taking advantage of carpooling with our friends and co-workers to curb these rising costs and save us money while getting closer to the people in our lives who matter the most. Instead of using a taxi service which charges a fee directly for them, the driver, and an optional tip; we can use our unconditional love (and maybe a little bit of gas money every week) to help curb these costs and save us money when we need it most.

Buying Bulk For Families

Ever notice that going to our neighborhood grocery store and stocking up on our weekly essentials ends up costing a fortune just for it to seemingly disappear by Sunday night? It all almost feels like it’s not worth buying our favorite snacks, drinks, and health products if it means that we’re spending a fourth of our paychecks on instant ramen and sports drinks. It is a crazy time we are living in, but there is comfort in knowing that there are big box stores spread across the country in almost every small town where you can buy your favorite cheese-flavored chips and chocolate chip cookies for a fraction of the price you would be paying at a neighborhood grocery store. These big box stores usually will run you a monthly fee for access to the locations, but with promotions online, the time saved and the savings you’ll receive it all is incredibly worth it.

Cutting Back On Third-Party Delivery Apps

The midnight temptation that comes with ordering our favorite meal from a third-party delivery app can be hard to repel, but when we look into the cost of these applications and the methods we could use to replace them; it all seems to become more clear. While these applications can be a convenient and reliable source of food on demand, after Covid-19 it seems that the prospect of meal-prepping or picking up our take-out orders has become a thing of the past. Let us not forget though, that these applications let businesses alter prices online for more of a profit, and stack these on top of the delivery app's own fees which end up turning a 10-dollar burger and fries into what would appear to be a gourmet 50-dollar experience. This is why we can use meal-prepping meals to match our busy lifestyles or even pick up the food and place these orders directly with the stores themselves.

Checking To See If You Are Overpaying For Auto Insurance

In this everchanging and fast-paced world, it’s easy to pick the first option for car insurance that is thrown our way and move on to the next thing. That’s why it is extremely important to take a moment and check your options and see if we too could be saving up to 66% based on our current policy. There are many factors that go into the rates offered by these big insurance companies such as gender, age, model of car, driving record, and location. That’s why we work with multiple auto insurance companies to make sure that regardless of these factors, our customers receive the most competitive price available. We have licensed auto insurance agents based in Florida and Texas, to provide you with the best car insurance rates. We will apply all possible discounts and compare the best coverages. Click the link below for a free quote today. Compare car insurance rates to save money.
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